This naturally raises the next
question: are our lives predestined, or do we shape them ourselves? The wisest
traditions answer with "both — and here is how." Hindu philosophy
describes three layers of karma. Sanchit karma is the vast, accumulated
bank of all past actions across many lifetimes. Prarabdha karma is the
small portion of that bank which has "ripened" and become the fixed
circumstances of this one life — your family, your body, your major turning
points. Kriyamana karma is the action you take right now, today, using
your own free will.
As the Bhagavad Gita puts it in
its most famous verse:
"karmaṇy-evādhikāraste mā phaleṣu kadācana"
"You have the right to your actions alone, never to their
fruits."
You did not choose every
circumstance you were born into, but you always choose how you respond to it.
That response becomes tomorrow's destiny.
Where, then, does God fit into this karmic web? In most devotional traditions, God is not a bystander to karma but its compassionate administrator — the one who ensures the law of cause and effect operates with perfect fairness, while still allowing grace to enter the equation. Prayer and right living do not cancel the law of karma; they transform how it plays out. Sincere devotion is said to soften harsh karma, and even accelerate the ripening of good karma.
As it is said,
"sarva-dharmān parityajya māṁ ekaṁ śaraṇaṁ vraja"
"Abandon
all other paths and take refuge in Me alone" — a promise that
surrender opens a door that mere fatalism cannot.
So is everything fixed beyond our reach, or can devotion and right action truly bend our path? The honest answer sits between the two extremes. Prarabdha karma — the fruit already set for this life — generally must be lived through. But how you live through it, the attitude you bring, and the new karma you generate this very day are entirely open. Prayer does not usually erase the storm, but it can change the boat, and the sailor. This is not a call to passive acceptance, nor to anxious control — it is an invitation to act with sincerity, surrender the outcome, and trust that a fair and loving order is quietly at work behind even our hardest days.